Peters Auto Mall | (336) 781-2892
  Peters Auto Mall North High Point | (336) 791-4664

If this is your first time financing a vehicle, you may have more questions about the process than the vehicle itself. Peters Auto Mall helps Greensboro-area first-time buyers understand what comes next, start online and shop vehicles that fit their needs and budget.

You do not need to have financed a vehicle before just to begin the process.

  • First-time-buyer situations may be considered by participating lenders
  • Multiple financing sources
  • Online pre-approval and full credit application available
  • Current used cars, SUVs, trucks and vans
  • $0 dealer doc fee

Have Questions Before You Apply?

Not sure what information you may need, whether to start with financing or a vehicle, or what your next step should be?

Tell us how to reach you and what you need help with.

For an actual financing review, use the online pre-approval or full credit application below.

Please fill out the following
Final Steps
  • By submitting your information, you consent to receive all forms of communication including but not limited to; phone, text, email, mail, etc. Message and data rates may apply. Consent to these terms is not a condition of purchase. You may opt-out at any time.
  • Submit!

What Should a First-Time Buyer Have Ready?

Accurate contact, residence, employment and income information can help keep the financing process moving. If you already have a vehicle to trade, have that vehicle’s basic information available too.

You do not need to decide in advance that you need a co-buyer or a certain down payment. Those questions depend on the individual application, vehicle and lender requirements.

Start Online Before Coming From Greensboro

You can handle much of the early process before making the trip to High Point.

  1. Start with online pre-approval if you want a quick first step.
  2. Browse current inventory and focus on vehicles that fit your needs and budget.
  3. Complete the full credit application when you are ready for a financing review.
  4. Provide any additional information requested by the participating lender.

Start With Pre-Approval

Browse Current Inventory

Complete a Full Credit Application

Available financing and terms depend on the individual application, vehicle and lender requirements.

Shop What Is Available Now

Your first vehicle should fit how you plan to use it and what makes sense for your budget. Use the live Peters Auto Mall inventory to see what is actually available now.

Browse All Current Inventory

Used Cars   |   Used SUVs   |   Used Trucks   |   Used Vans

No Previous Auto Loan Is Not the Same as Bad Credit

If your main concern is that you have little or no established auto-credit history, that is different from having previous credit problems.

If repossessions, bankruptcy, collections or other past credit challenges are the bigger issue, use our separate Greensboro credit-challenges page.

Financing With Credit Challenges Near Greensboro

Have a Vehicle to Trade?

If you already own a vehicle, it may be part of your next purchase. You can start with its value online, including when there is still a loan on the vehicle.

Value Your Vehicle

Two High Point Locations Serving Greensboro

You can start online from Greensboro and visit either Peters Auto Mall location in High Point when you are ready.

Peters Auto Mall
2857 S Main St
High Point, NC 27263
336-781-2892

Peters Auto Mall North High Point
3037 N Main St, Suite 1
High Point, NC 27265
336-791-4664

First-Time Buyer Questions

Can I apply if I have never financed a vehicle before?

Yes. You can submit an application without having a previous auto loan. Participating lenders have different requirements and consider the full application.

Do I need a co-buyer or a down payment?

Not necessarily. Whether either is needed depends on the individual application, vehicle and lender requirements.

Can I start before coming to High Point?

Yes. You can start with online pre-approval, browse current inventory or complete the full credit application before visiting Peters Auto Mall.

Choose Your Next Step

Start With Pre-Approval

Shop Current Inventory

Complete a Full Credit Application

Ask Us a Question