First-Time Car Buyers Near Greensboro, NC
Buying your first vehicle can come with a lot of questions. Peters Auto Mall helps Greensboro-area first-time car buyers understand the process, explore financing options and shop vehicles that fit their needs and budget.
Start With Pre-Approval Shop Current Inventory Call 336-781-2892We Start With Your Situation
If this is your first time financing a vehicle, you may have more questions about the process than the vehicle itself.
What should you shop for? How does financing work? Will you need money down? Should you apply before choosing a vehicle?
Peters Auto Mall helps first-time car buyers work through those questions one step at a time. You do not need to have financed a vehicle before just to begin the process.
- First-time car buyers welcome
- Multiple financing sources
- Online pre-approval available
- Full credit application available
- Used cars, trucks, SUVs and vans
- Trade-ins welcome
- $0 dealer doc fee
- Two High Point locations
Have Questions Before You Apply?
Not sure whether to start with financing, a vehicle or simply a conversation?
You do not need to have everything figured out before contacting us. Start with pre-approval, complete the full credit application when you are ready, or call our team and tell us what you are trying to accomplish.
Start With Pre-Approval Full Credit Application Call 336-781-2892What Should a First-Time Buyer Have Ready?
Having accurate contact, residence, employment and income information available can help keep the financing process moving.
If you already have a vehicle to trade, having its basic information available can help too.
You do not need to decide ahead of time that you need a co-buyer or a particular amount of money down. Those requirements can depend on the individual application, selected vehicle and participating lender.
Start Online Before Driving From Greensboro
You can complete much of the early process before visiting Peters Auto Mall in High Point.
- Start with online pre-approval for a quick first step.
- Browse current inventory and see which vehicles fit your needs and budget.
- Complete the full credit application when you are ready for a financing review.
- Provide any additional information requested as part of the financing process.
Available financing, terms and requirements depend on the individual application, selected vehicle and participating lender.
Shop Used Vehicles Near Greensboro
Your first vehicle should fit how you plan to use it and what makes sense for your budget. Browse the live Peters Auto Mall inventory to see what is currently available at our two High Point locations.
No Previous Auto Loan Is Not the Same as Bad Credit
If you have never financed a vehicle before, you may simply have a limited auto-credit history.
That is different from having previous credit challenges such as repossessions, bankruptcy, collections or late payments.
If past credit problems are the bigger concern, visit our Greensboro credit-challenges page for more information.
Financing With Credit ChallengesHave a Vehicle to Trade?
If you already own a vehicle, it may be part of your next purchase. Peters Auto Mall can evaluate your trade, verify the current lender payoff when applicable and help account for the trade as part of the transaction.
Value Your VehicleWhy First-Time Buyers Choose Peters Auto Mall
Peters Auto Mall has served High Point and the surrounding Triad since 1993. We work with customers at many different stages of the car-buying process, including people purchasing and financing a vehicle for the first time.
Our goal is simple: listen first, understand your situation and help you work through the available options without making the process more complicated than it needs to be.
We offer multiple financing sources, Buy Here Pay Here options, frequently changing used inventory, trade-ins and a $0 dealer doc fee.
First-Time Car Buyer Questions
Can I apply if I have never financed a vehicle before?
Yes. You can submit an application without having a previous auto loan. Participating lenders have different requirements and consider the overall application.
Do I need established auto credit?
Not necessarily. Some first-time buyers have little or no previous auto-credit history. Financing options depend on the complete application, selected vehicle and participating lender requirements.
Do I need a co-buyer?
Not automatically. Whether a co-buyer is needed depends on the individual application and financing requirements.
Will I need money down?
There is not one down-payment requirement that applies to every first-time buyer. The amount can depend on the application, vehicle and financing option.
Should I choose a vehicle before applying?
You can start either way. Some shoppers prefer to begin with pre-approval so they better understand their options, while others browse current inventory first to see what fits their needs.
Can I start before coming to High Point?
Yes. You can start with online pre-approval, browse current inventory, value a trade or complete the full credit application before visiting Peters Auto Mall.
Is financing guaranteed?
No. Financing and program terms depend on the individual application, selected vehicle and applicable lender requirements. Our job is to help you explore the options available for your situation.
Ready to Take the First Step?
If you are buying your first vehicle and do not know where to start, start with us.
Start With Pre-Approval Shop Current Inventory Complete Credit Application Call 336-781-2892Two Peters Auto Mall Locations Serving Greensboro
Start online from Greensboro, then visit the Peters Auto Mall location that is most convenient for you.
3037 N Main St, Suite 1
High Point, NC 27265
336-791-4664
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