Peters Auto Mall Blog
Navigating Credit Applications on Dealership Websites: A Deep Dive into Safety at Peters Auto Mall, High Point, NC
In today's digital age, convenience often meets caution, especially when it comes to sharing personal information online. One area where this dilemma commonly arises is during the process of applying for credit on a dealership's website. In this blog post, we'll take a closer look at the safety of credit applications on dealership websites, specifically focusing on the reputable Peters Auto Mall in High Point, NC.
The Convenience of Online Credit Applications
With the advent of technology, the automotive industry has undergone a significant transformation, making it easier for customers to initiate the car buying process from the comfort of their homes. Online credit applications have become a prominent feature on many auto mall car dealership websites, including Peters Auto Mall. This convenient option allows potential car buyers to provide their financial information and get pre-approved for a loan before even setting foot on the dealership lot.
Security Measures at Peters Auto Mall
Security concerns often top the list of apprehensions when submitting sensitive information online. However, Peters Auto Mall takes the security of its customers' information seriously and has implemented various measures to ensure the safety of online credit applications.
One of the primary security features employed by reputable websites is Secure Sockets Layer (SSL) encryption. Peters Auto Mall's website uses SSL encryption to protect the data transmitted between the user's browser and the dealership's servers. This encryption ensures that any information submitted, such as Social Security numbers and financial details, remains confidential and secure.
The dealership employs secure servers to store customer information. These servers are maintained with robust security protocols to safeguard against unauthorized access.
Regular Security Audits:
Peters Auto Mall conducts regular security audits and updates to stay ahead of potential threats and vulnerabilities. This proactive approach demonstrates their commitment to maintaining a secure online environment.
Tips for Safely Applying for Credit Online
While Peters Auto Mall ensures a secure environment for credit applications, it's always wise to take extra precautions when submitting sensitive information online. Here are some tips to keep in mind:
Check for HTTPS:
Before submitting any information on a website, ensure that the URL begins with "https://" instead of "http://". The "s" indicates a secure connection.
Use Strong Passwords:
If you're required to create an account, use a strong and unique password that combines letters, numbers, and special characters.
Avoid Public Wi-Fi:
Public Wi-Fi networks can be less secure. It's advisable to use a private and secure network when submitting personal information.
Monitor Your Credit:
Regularly monitor your credit reports for any suspicious activity. This helps you catch any unauthorized access or fraudulent activities early on.
In the digital age, the convenience of online credit applications on dealership websites like Peters Auto Mall is undeniable. By prioritizing security measures such as SSL encryption, clear privacy policies, and secure servers, dealerships are working to ensure the safety of their customers' personal and financial information. While submitting information online is generally safe, practicing caution and following best practices can further enhance your online security and peace of mind. At Peters Auto Mall, you can confidently take advantage of their user-friendly online credit application process to kickstart your car-buying journey.
Navigating the car buying process can be quite overwhelming, but with the right approach, you can make informed decisions and get the best deal possible. If you're looking to compare prices between dealerships, such as Peters Auto Mall in High Point near Winston-Salem, NC, here are some tips to help you through the process:
Before you even step onto an auto mall car dealership lot, start your research online. Use websites like Edmunds, Kelley Blue Book, and TrueCar to get an idea of the fair market value of the car you're interested in. This will give you a baseline for the price you should be aiming for.
Check Dealer Websites:
Visit the websites of dealerships, including Peters Auto Mall, to see if they list their inventory and prices online. This can save you time by allowing you to compare prices from the comfort of your home.
Reach out to multiple dealerships, including Peters Auto Mall, over the phone or through email. Ask for the out-the-door price, which includes all fees and taxes. This will give you a more accurate comparison between dealerships.
Be Specific About the Car:
When requesting price quotes, be specific about the make, model, trim, and any additional features you're interested in. This ensures that the quotes you receive are for the exact vehicle you want.
Negotiate via Email:
Email negotiations can be less stressful and give you a written record of the communication. Politely ask for their best price and let them know you're shopping around. This can encourage dealerships to offer competitive quotes.
Consider Trade-In and Financing:
If you have a trade-in or need financing, factor these aspects into your negotiations. Be sure to compare trade-in offers and financing rates from different dealerships.
Once you've received initial quotes, visit the dealerships in person. Test drive the cars and assess their condition. If a car dealership meets your requirements, use that as leverage when negotiating with other dealerships.
Be Prepared to Walk Away:
Don't be afraid to walk away if the dealership isn't willing to meet your price expectations. There are usually other options available, and being prepared to walk away can sometimes lead to a better deal.
Dealerships often have monthly, quarterly, or yearly sales targets. Visiting the dealership towards the end of these periods might increase your chances of getting a better deal.
Car buying can take time. Don't rush into a decision. Take the time to compare offers, research, and make an informed choice.
Inspect the Vehicle:
Before finalizing the deal, thoroughly inspect the vehicle for any defects or damage. This can help you avoid surprises down the road.
Read the Fine Print:
Make sure you understand all the terms and conditions of the sale, including warranties, return policies, and any additional fees.
Remember that negotiating for the best price is just one part of the car-buying process. You should also consider factors like the dealership's reputation, customer reviews, and the overall value you're getting for your money. Good luck with your car-buying journey!
Saving for a down payment on a car from Peters Auto Mall in High Point, near Greensboro, NC, requires careful planning and disciplined financial habits. Here's a step-by-step guide on how to save efficiently:
Set a Clear Goal:
Determine the exact amount you need for the down payment. Research the cars available at Peters Auto Mall and decide on the model you want. Add taxes, fees, and a buffer for unexpected expenses to calculate the total down payment amount.
Create a Budget:
Analyze your current financial situation and create a detailed budget. List all your sources of income and all your monthly expenses. This will help you understand how much money you can allocate toward your down payment fund.
Cut Unnecessary Expenses:
Review your budget for areas where you can cut back. This might include dining out less, reducing entertainment expenses, canceling unused subscriptions, and finding more cost-effective ways to meet your needs.
Set up an automatic transfer from your checking account to a separate savings account designated specifically for your down payment. This "out of sight, out of mind" approach ensures that you consistently save without having to actively remember to do so.
Open a High-Yield Savings Account:
Look for a savings account with a competitive interest rate. This can help your savings grow faster over time, especially if you're saving for a relatively extended period.
Sell Unused Items:
Declutter your home and sell items you no longer need. Use the proceeds to bolster your down payment fund.
Consider taking on a part-time job or freelance work to increase your income temporarily. All earnings from your side gig can be funneled directly into your down payment savings.
Avoid New Debt:
While you're saving for your down payment, avoid taking on new debt. This includes credit card debt and other loans that could hinder your ability to save effectively.
Monitor Your Progress:
Regularly track your progress toward your savings goal. This can motivate you to stay on track and make adjustments if necessary.
Stay Patient and Disciplined:
Saving for a significant purchase like a car down payment takes time. Stay committed to your goal, even if it means making short-term sacrifices for long-term gains.
Explore Down Payment Assistance Programs:
Research if there are any down payment assistance programs available for the area or for specific car purchases. These programs could provide financial support to help you reach your goal faster.
Negotiate with Peters Auto Mall:
When you're closer to your savings goal, visit Peters Auto Mall, cars for sale, and discuss your situation with them. They might offer you advice or even work out a deal that aligns with your down payment amount.
Remember that efficient saving requires a combination of smart financial decisions and consistent effort. Tailor these steps to your personal circumstances and financial goals to make the most of your efforts in saving for a down payment on a car from Peters Auto Mall.
Navigating Car Purchases with Credit Issues: Your Guide to Success at Peters Auto Mall, High Point, NC
Purchasing a car is an exciting milestone, but when you have credit issues, the process might seem daunting. Fear not, Peters Auto Mall in High Point, NC, near Greensboro, is here to help you secure the vehicle of your dreams even if your credit history is less than perfect. In this guide, we'll walk you through the steps to successfully purchase a car with credit issues at Peters Auto Mall.
Know Your Credit Situation:
The first step is to be aware of your credit score and history. You can obtain a free copy of your credit report from each of the major credit bureaus: Equifax, Experian, and TransUnion. Understanding your credit situation will help you set realistic expectations and allow you to address any inaccuracies.
Set a Budget:
Determine a budget that you're comfortable with. Factor in not only the car's price but also ongoing expenses like insurance, maintenance, and fuel. Peters Auto Mall offers a wide range of vehicles at various price points, making it easier to find one that aligns with your budget.
Explore Pre-Owned Options:
At Peters Auto Mall, you'll find an extensive selection of certified pre-owned vehicles. Opting for a used car can be a smart choice, as they generally come with a lower price tag compared to new vehicles. You can find cars that are reliable and well-maintained, ensuring you get the best value for your money.
Consider a Co-Signer:
If your credit issues are causing concern for lenders, you might consider having a co-signer with good credit. A co-signer essentially vouches for your ability to make payments, which can boost your chances of securing a car loan.
Research Loan Options:
Peters Auto Mall has experience working with customers from various financial backgrounds. They can help you explore loan options that cater to individuals with credit challenges. These options might include subprime loans or special financing programs designed to assist those with less-than-perfect credit.
Demonstrate Stable Income:
Lenders want to see that you have a stable source of income to ensure you can make regular payments. Gather documents like pay stubs, tax returns, and employment verification to demonstrate your financial stability.
Be Prepared for a Down Payment:
Having a down payment can significantly improve your chances of approval for a car loan. It shows lenders that you're invested in the purchase and reduces their risk. Peters Auto Mall can work with you to determine a suitable down payment amount.
Focus on Improving Your Credit:
While Peters Auto Mall can assist you in obtaining a car loan with credit issues, it's wise to work on improving your credit over time. Pay bills on time, reduce debt, and avoid taking on new credit until your financial situation stabilizes.
Be Ready for a Higher Interest Rate:
Due to credit challenges, you may be offered a loan with a higher interest rate. While this might mean slightly higher monthly payments, successfully making these payments will help rebuild your credit over time.
Be Patient and Persistent:
Purchasing a car with credit issues might take a bit more time and effort, but don't get discouraged. Peters Auto Mall's experienced team understands your situation and is committed to finding a solution that suits your needs.
Purchasing a car with credit issues is not an insurmountable challenge, especially when you have Peters Auto Mall by your side. By understanding your credit situation, setting a budget, exploring pre-owned options, and collaborating with the Peters Auto Mall team, you can drive away with a reliable vehicle and a plan to improve your credit over time. Remember, it's not just about the car you buy today – it's about building a brighter financial future tomorrow.
When it comes to owning a car, there inevitably comes a time when you must bid farewell to your faithful companion and welcome a new set of wheels into your life. Whether your car has been a trusty workhorse for many years or has recently shown signs of age, knowing when it's time for a new vehicle is crucial to ensure your safety, comfort, and overall driving experience. Peters Auto Mall in High Point, NC, is a trusted destination for both new and used cars, and they are committed to helping you make the right decision for your automotive needs. In this blog, we'll explore some key indicators that it may be time for a new car, and how Peters Auto Mall can assist you in finding the perfect ride.
Frequent and Costly Repairs:
As a car ages, wear and tear are inevitable. However, if you find yourself visiting the mechanic more frequently and facing mounting repair bills, it may be a sign that your car is on its last legs. Older cars tend to require more maintenance, and as parts become scarce, the expenses can soar. In such cases, it might be more financially prudent to invest in a newer vehicle with fewer maintenance issues and a manufacturer's warranty.
Declining Fuel Efficiency:
As vehicles age, their fuel efficiency tends to decrease. If you notice that you're spending more money on gas than before or that your car is no longer meeting the mileage it once did, it could be a clear sign that it's time for an upgrade. Newer car models often come with improved fuel efficiency and advanced technologies that promote eco-friendly driving.
Safety should always be a top priority when it comes to owning a car. As automotive technology advances, newer vehicles are equipped with state-of-the-art safety features that provide better protection for drivers and passengers. If your car lacks essential safety elements such as advanced airbags, electronic stability control, blind-spot monitoring, or lane departure warning, it may be time to consider a car that offers enhanced safety features.
Today's vehicles are equipped with cutting-edge infotainment systems, smartphone integration, and driver-assistance technologies that enhance the overall driving experience. If your car's technology is outdated and no longer meets your lifestyle needs, upgrading to a new car will not only offer convenience but also keep you connected and entertained during your journeys.
Lack of Comfort and Convenience:
Over time, the wear and tear on your car can lead to a decline in driving comfort. Excessive road noise, uncomfortable seats, and a rough ride are signs that your car is showing its age. Investing in a newer vehicle can provide a more comfortable and enjoyable driving experience, particularly for long commutes or road trips.
Recognizing the signs that it's time for a new car is essential for your safety, budget, and overall satisfaction with your driving experience. If you find yourself facing frequent repairs, declining fuel efficiency, outdated technology, safety concerns, or a lack of comfort in your current vehicle, it may be time to visit Peters Auto Mall in High Point, NC. Their wide selection of new and used carsnc, experienced staff, and commitment to customer satisfaction make them an ideal partner in finding the perfect car for your needs. Don't wait until your car leaves you stranded on the side of the road; take the initiative and explore the options available to you today. Happy driving!
As summer winds down and the back-to-school season approaches, it's time to prepare not only your backpacks and school supplies but also your trusty companion - your car. Whether you're a student returning to school or a parent shuttling kids to various activities, ensuring your vehicle is in top-notch condition is essential for a smooth and stress-free academic year. At Peter's Auto Mall in High Point, NC, we understand the importance of a well-maintained vehicle, providing cars for sale, and we're here to provide you with some valuable tips on getting your car ready for back to school.
Schedule a Comprehensive Inspection:
The first step to ensuring your car is back-to-school ready is to schedule a comprehensive inspection at Peter's Auto Mall. Our team of experienced technicians will thoroughly examine your vehicle, checking everything from the engine, brakes, and tires to the lights, battery, and fluids. Identifying and addressing any potential issues before they become major problems can save you time, money, and stress in the long run.
Check the Tires:
Properly inflated and well-maintained tires are crucial for safety and optimal performance. Ensure your tires have sufficient tread depth and are inflated to the manufacturer's recommended pressure. If the tires show signs of wear or damage, consider replacing them with high-quality, durable tires from Peter's Auto Mall.
Get an Oil Change:
Regular oil changes are essential to keep your car's engine running smoothly. Check your vehicle's owner's manual for the recommended oil change interval and visit Peter's Auto Mall for a quick and professional oil change service. Fresh oil will help enhance engine performance and fuel efficiency.
Test the Brakes:
Brakes are one of the most critical safety features of any vehicle. If you notice any unusual noises or vibrations when applying the brakes, it's essential to have them inspected and repaired if necessary. Our technicians at Peter's Auto Mall will ensure your brakes are in optimal condition, providing you with peace of mind on the road.
Check the Battery:
A dead battery can quickly ruin your day. Before the school season starts, have your car's battery checked to ensure it's holding a charge. If your battery is old or showing signs of weakness, our experts can replace it with a reliable one to avoid any unexpected breakdowns.
Inspect Lights and Signals:
Properly functioning lights and signals are essential for your safety and the safety of others on the road. Have all your lights, including headlights, brake lights, turn signals, and hazard lights, checked and replaced if necessary.
Review the Cooling System:
To prevent your car from overheating during the hot North Carolina school days, ensure the cooling system is in excellent condition. Our technicians will inspect the radiator, hoses, and coolant levels to keep your engine running at the right temperature.
Organize and Clean the Interior:
A clutter-free and clean interior can significantly improve your driving experience. Organize your school essentials, remove unnecessary items, and give your car a thorough cleaning. At Peter's Auto Mall, we offer interior detailing services to help you start the new school year with a fresh and welcoming environment.
Getting your car back to school ready is a wise investment in safety, reliability, and peace of mind. By following these tips and trusting Peter's Auto Mall in High Point, NC, you can start the academic year confidently, knowing that your vehicle is in excellent condition. Our experienced team is dedicated to providing top-notch automotive services to keep you and your family safe on the road. So, schedule your appointment today and make your car ready for the adventures the new school year will bring!
Purchasing a new car is a significant investment that can greatly impact your daily life. With so many options available in the market, making the right decision becomes crucial. To ensure you select the perfect vehicle that suits your needs and budget, it's essential to ask yourself some critical questions before making a purchase. At Peters Auto Mall in High Point, NC, we understand the importance of a well-informed decision, and we've compiled the top five questions to guide you through the car-buying process.
What Are My Transportation Needs?
Before diving into the exciting world of car shopping, it's vital to identify your specific transportation needs. Ask yourself how you plan to use the car most frequently. Are you looking for a reliable commuter vehicle with excellent fuel efficiency? Do you need ample cargo space for family trips or outdoor adventures? Understanding your needs will help narrow down the type and size of the car that suits your lifestyle best.
What Is My Budget?
Establishing a realistic budget is essential to prevent overspending on a new car. Consider not only the upfront cost of the vehicle but also ongoing expenses such as insurance, fuel, maintenance, and registration fees. It's wise to get pre-approved for financing to understand how much you can afford and to avoid any surprises during the buying process. At Peters Auto Mall, our finance experts can assist you in finding the best financing options tailored to your needs.
What Features and Technology Do I Require?
Modern cars come equipped with an array of features and cutting-edge technology, from advanced safety systems to entertainment options and connectivity features. Determine which features are essential for you. Are you looking for a car with the latest driver-assistance systems, such as adaptive cruise control or lane-keeping assist? Do you prefer an infotainment system with smartphone integration? Making a list of must-have features will help you narrow down your choices and find the perfect match.
What Are the Ownership Costs?
Beyond the initial purchase price, owning a car involves ongoing costs, such as insurance, maintenance, and depreciation. Research the average maintenance costs of the car models you are considering and check their reliability ratings. Some vehicles may have higher insurance premiums due to factors like safety ratings, repair costs, or theft rates. Understanding these ownership costs will provide a more comprehensive picture of the long-term expenses associated with your chosen car.
Have I Conducted Adequate Research and Test-Driven the Car?
Knowledge is power when it comes to making a well-informed decision. Thoroughly research the car models that meet your criteria and read reviews from trusted sources. Pay attention to feedback on performance, reliability, and customer satisfaction. Moreover, nothing beats experiencing a car firsthand. Take the time to test-drive your top choices to assess how they handle the road, evaluate comfort levels, and ensure they meet your expectations.
Buying a new car is an exciting journey, but it requires careful consideration to ensure you make the right choice. By asking yourself these top five questions, you can confidently navigate the car-buying process and find a vehicle that perfectly aligns with your needs, budget, and lifestyle. At Peters Auto Mall in High Point, NC, our team is here to support you every step of the way, providing a wide selection of quality pre-owned vehicles and expert assistance to make your car-buying experience smooth and satisfying. Happy car shopping!
As high school students approach a pivotal milestone in their lives, getting their driver's license and owning their first car becomes a thrilling endeavor. However, choosing the right car can be a daunting task, as it must balance affordability, reliability, safety, and style. At PetersAuto Mall in High Point, NC, we understand the importance of finding the perfect vehicle for young drivers. In this blog, we present the top 5 cars for salethat fit the bill for high school students, offering the ideal blend of practicality and fun!
Honda Civic: Timeless Efficiency
The Honda Civic has long been a top choice for young drivers due to its reputation for reliability and fuel efficiency. Its sleek design, ample interior space, and user-friendly features make it an excellent option for high school students who are looking for a practical and comfortable ride. With advanced safety technology and excellent crash test ratings, parents can have peace of mind knowing their teen is in a safe vehicle. Moreover, the Honda Civic is known for its longevity, making it a sound investment that can carry them well beyond their high school years.
Toyota Corolla: Unwavering Dependability
The Toyota Corolla is another tried-and-true contender for young drivers. Renowned for its exceptional reliability, this compact sedan delivers a smooth driving experience and excellent fuel efficiency. Toyota's commitment to safety is evident in the Corolla, as it comes equipped with standard safety features like lane departure warning, adaptive cruise control, and automatic emergency braking. Additionally, its straightforward infotainment system and comfortable cabin make it a popular choice among high school students seeking a hassle-free driving experience.
Ford Focus: Fun and Affordable
For those looking to add a dash of excitement to their daily commute, the Ford Focus is an appealing option. With its sporty handling and lively engine options, the Focus offers an engaging driving experience without breaking the bank. Its compact size makes it maneuverable in city traffic, while its spacious interior ensures a comfortable ride for passengers. High school students will appreciate the user-friendly technology features, making it easy to stay connected and entertained on the go.
Mazda3: Stylish Sophistication
The Mazda3 stands out as a stylish and well-designed compact car that appeals to young drivers with a taste for sophistication. With its elegant exterior and upscale interior, the Mazda3 delivers a premium feel without the premium price tag. Its responsive handling and peppy engine options make it enjoyable to drive, while advanced safety features such as blind-spot monitoring and rear cross-traffic alert provide an added layer of security. For high school students seeking a car that blends practicality with a touch of luxury, the Mazda3 is a perfect match.
Hyundai Elantra: Feature-Rich Affordability
The Hyundai Elantra is an attractive option for high school students who value technology and creature comforts. Boasting an impressive array of standard features like a user-friendly infotainment system, smartphone integration, and advanced safety features, the Elantra provides excellent value for its price. With its comfortable ride and spacious cabin, this compact sedan is perfect for both daily commutes and weekend adventures. The Hyundai brand's strong warranty coverage also adds to the Elantra's appeal, making it a solid choice for first-time car owners.
At Peters Auto Mall in High Point, NC, we understand that selecting the right car for high school students involves finding a balance between affordability, reliability, safety, and style. The Honda Civic, Toyota Corolla, Ford Focus, Mazda3, and Hyundai Elantra are five outstanding options that meet these criteria with flying colors. Whether they prioritize fuel efficiency, dependability, or a touch of sophistication, young drivers can find their perfect match among these top contenders. Visit Peters Auto Mall for to explore a wide selection of quality pre-owned vehicles, ensuring that high school students find their dream car at an affordable price, backed by our commitment to quality and customer satisfaction. Happy driving!
High Point, North Carolina, nestled in the heart of the Piedmont Triad region, is a charming city known for its furniture industry, southern hospitality, and cars for sale. While High Point offers plenty of attractions and activities, sometimes a quick getaway is just what you need to rejuvenate and explore the surrounding areas. In this blog, we'll take you on a virtual journey through some of the best one-day road trips around High Point. So, buckle up, pack your bags, and let's hit the road!
Pilot Mountain State Park: Distance from High Point: Approximately 27 miles (43 km) | Driving time: Approximately 40 minutes
Start your day early and head northwest to Pilot Mountain State Park, a stunning natural landmark that offers breathtaking views and outdoor adventures. Known as the "Big Pinnacle," this iconic mountain peak stands tall, beckoning climbers and hikers to conquer its trails. Lace up your hiking boots and embark on the Jomeokee Trail, a moderate 0.8-mile loop that provides sweeping panoramic vistas. Afterward, take a leisurely drive around the mountain and enjoy a picnic amidst nature's splendor.
Old Salem Museums & Gardens: Distance from High Point: Approximately 25 miles (40 km) | Driving time: Approximately 35 minutes
Step back in time by venturing southeast to Old Salem Museums & Gardens, a living history museum located in Winston-Salem. Immerse yourself in the rich heritage of early Moravian settlers as you explore the meticulously restored buildings and beautifully landscaped gardens. Visit the unique shops, indulge in traditional Moravian baked goods, and learn about the history and craftsmanship of the region. Don't miss the Old Salem Cobblestone Farmers Market if you're visiting on a Saturday.
Hanging Rock State Park: Distance from High Point: Approximately 43 miles (69 km) | Driving time: Approximately 1 hour
Nature enthusiasts will delight in the scenic wonders of Hanging Rock State Park. Head north from High Point to discover this gem tucked away in the Sauratown Mountains. With numerous hiking trails ranging in difficulty, including the popular Hanging Rock Trail, you can witness stunning waterfalls, and panoramic vistas, and even cool off with a dip in the clear mountain streams. The park also offers camping facilities if you wish to extend your adventure beyond a day trip.
Seagrove Pottery Tour: Distance from High Point: Approximately 25 miles (40 km) | Driving time: Approximately 40 minutes
For a unique and artistic experience, embark on a road trip to Seagrove, renowned as the "Pottery Capital of North Carolina." Discover the rich tradition of pottery-making as you visit the studios and galleries of talented local artisans. Watch skilled potters at work, marvel at their craftsmanship, and even take home a one-of-a-kind piece as a memento of your visit. Plan your trip in November for the annual Celebration of Seagrove Potters event, where you can meet and interact with numerous artists.
High Point, North Carolina, is not only a fantastic destination in its own right, but it also serves as a gateway to an array of captivating one-day road trips. For your automobile concerns, take a look at Peters auto mall, high point North Carolina. From natural wonders and state parks to historical sites and artistic communities, the surrounding areas have something to offer every traveler. So, the next time you find yourself in High Point, take the opportunity to explore beyond the city limits and embark on one of these unforgettable day trips. Your adventurous spirit will thank you!
Remember to check the latest travel advisories and confirm attractions’ operating hours before embarking on your road trips. Enjoy the journey and the beautiful destinations that await you just a short drive away from High Point!
Are you dreaming of owning a new car but concerned that your bad credit might hinder your chances of securing bank financing? Fret not! At Peter's Auto Mall in High Point, NC, we understand that life's challenges can sometimes impact your credit score. However, we firmly believe that everyone deserves a second chance. This comprehensive guide will walk you through the process of obtaining bank financing for a car, even if you have bad credit. With our expert advice and the assistance of our experienced team, you'll be driving away in your dream car sooner than you think.
Understand Your Credit Score:
The first step in securing bank financing is to thoroughly understand your credit score. Obtain a copy of your credit report from the major credit bureaus and carefully review it for any errors or discrepancies. Identifying and addressing inaccuracies can potentially boost your credit score, giving you a better chance of securing a favorable loan.
Set a Realistic Budget:
Evaluate your financial situation and determine a realistic purchase budget for your new car. Consider your monthly income, expenses, and any outstanding debts. Setting a budget will help you find a carthat fits within your means and increases your chances of securing financing approval.
Save for a Down Payment:
Saving for a down payment is crucial in obtaining bank financing, especially when you have bad credit. A down payment reduces the amount you need to borrow and demonstrates your commitment to repaying the loan. Aim for a down payment of at least 10-20% of the car's purchase price, if possible.
It's essential to research lenders who specialize in providing loans to individuals with bad credit. Local banks, credit unions, and online lenders are good places to start. At Peter's Auto Mall, we have established relationships with numerous financial institutions that can work with customers in various credit situations, including those with bad credit.
Consider seeking pre-approval for a car loan before visiting the auto mall car dealership. Pre-approval involves submitting your financial information to a lender, who will assess your creditworthiness and provide you with an estimate of the loan amount and interest rate you may qualify for. This gives you a clear idea of your budget and helps streamline the car-buying process.
Build a Co-Signer Option:
If you're struggling to secure financing on your own, consider asking a family member or close friend with good credit to co-sign the loan. A co-signer provides additional assurance to the lender and can improve your chances of approval. However, remember that the co-signer is responsible for repaying the loan if you fail to do so, so make sure you're committed to making timely payments.
Improve Your Credit:
While it may not be an immediate solution, taking steps to improve your credit score can greatly benefit your future financial endeavors. Make timely payments on existing debts, reduce your credit card balances, and avoid applying for new credit in the months leading up to your car loan application. Over time, these responsible financial habits can help repair your credit and secure better loan terms.
At Peter's Auto Mall in High Point, NC, we believe that everyone deserves a fresh start, regardless of their credit history. By following these steps and seeking the assistance of our dedicated team, you can increase your chances of obtaining bank financing for a car, even with bad credit. Don't let past financial setbacks hold you back from the vehicle you desire. Visit us today and let us help you confidently navigate the path to car ownership.
Today, we are thrilled to mark a remarkable milestone in our journey as we celebrate 30 incredible years of serving the High Point community! With immense pride and gratitude, we reflect on our evolution from humble beginnings to becoming one of the most trusted names in the automotive industry: Peters Auto Mall.
Since our establishment in High Point, NC, in 1993, we have strived relentlessly to provide our valued customers with unparalleled service like pre owned vehicles for sale, exceptional vehicles, and an experience that goes beyond expectations. We have always aimed to create an auto mall car dealershipthat feels like a family, where every customer is treated with the utmost care, respect, and integrity.
Over the past three decades, we have witnessed numerous changes in the automotive landscape. Through it all, we have remained committed to our core values: honesty, transparency, and a passion for helping people find their perfect vehicles. Our success is a testament to the unwavering dedication of our team, the loyalty of our customers, and the unwavering support of the High Point community.
Peters Auto Mall has evolved over the years to meet our customers' changing needs and preferences. From expanding our inventory to encompass an extensive selection of quality pre-owned vehicles to incorporating innovative technology to streamline the car-buying process, we have consistently embraced progress while staying true to our roots.
We are incredibly proud of our achievements during this incredible journey. It is a privilege to have served multiple generations of families, helping them find their dream cars and creating memories that will last a lifetime. The relationships we have built with our customers, employees, and partners are the cornerstone of our success, and we cherish each and every one of them.
As we celebrate this milestone, we want to express our deepest gratitude to everyone who has played a part in our journey. To our loyal customers, thank you for entrusting us with your automotive needs and allowing us to be a part of your lives. To our dedicated team members, past and present, thank you for your hard work, commitment, and passion. To our partners and the High Point community, thank you for your continued support and collaboration.
Looking ahead, we are excited about the future of Peters Auto Mall. We remain steadfast in our mission to provide the best car-buying experience possible, ensuring every customer who walks through our doors feels valued and empowered. We will continue to innovate, adapt, and improve to exceed expectations and serve the High Point community for many more years.
Once again, thank you for being an integral part of our journey. Here's to 30 years of growth, success, and the unwavering pursuit of automotive excellence. We look forward to celebrating with you and continuing to be your trusted automotive partner in the years ahead.
Owner, Peters Auto Mall
Certain milestones are also rites of passage in our American culture. For example, getting your driver’s license is a major event in a teenager’s life. And heading off to college represents a transition from a child and into a grown-up. However, some parents find it hard to watch their child drive off into adulthood. Yet, providing your college student with a safe and reliable vehicle can ease your worry. When searching for the best cars for college students, shop at Peters Auto Mall.
Kevin and Angie Peters began their dealership in 1993 to provide the best car buying experience to their community. From a small corner lot to a large multi-location dealership, we’ve grown into the Piedmont Triad’s #1 used car dealership. Our dedication to our customers has earned us hundreds of positive reviews.
So, what makes us different from other dealerships? First, we price all our vehicles with our no-haggle pricing because most consumers hate negotiating. We also have many different financing options to meet consumers’ needs and creditworthiness. Plus, we have a total online buying experience allowing you to purchase a new car without ever leaving home. All the services we provide are an effort to make your car buying experience enjoyable.
How To Find A Safe And Reliable Vehicle For Your Teenager
Two important organizations have joined together to compile a list of safe and reliable vehicles for teens. Consumer Reports is an independent, nonprofit organization that works with consumers to provide the truth about products. IIHS is also an independent, nonprofit organization. Its mission is to reduce deaths, injuries, and property damage from motor vehicle crashes.
Starting in 2014, these two organizations began compiling a list of affordable vehicles that met important safety and reliability criteria. Recommended cars must protect young drivers from injury in a crash and also reduce the chance for a crash. Moreover, vehicles must have an above-average rating for reliability from consumer reports. Cars that make the list must meet strict criteria:
- Include electronic stability control equipment
- Have above-average reliability for the majority of the years listed, based on CR’s member surveys.
- Average or better scores from CR’s emergency handling tests
- Dry braking distances of less than 145 feet from 60 mph in CR’s brake tests
- Good ratings in IIHS crashworthiness tests
- Four or five stars from the National Highway Traffic Safety Administration
What Are The Top 5 Safest Cars?
So, which are the top safest cars? Ultimately, that depends on the year and size of the car. In a series of tests, IIHS proved bigger automobiles provide greater protection in a crash. However, there several small cars that make the list too.
Top-rated cars must not only do well on crash tests but also have current safety technology:
- Lane departure warning/ lane keep assist
- Forward collision warning
- Automatic emergency braking
- Adaptive cruise control
- Driver attention monitor
- Pedestrian Detection
These particular systems actively help you stay alert and avoid dangerous situations on the road. The cars with the highest safety ratings include these features as standard equipment in many of their models.
Certainly, some automakers are known for their safety and these brands occupy the top spots. Honda, Kia, Hyundai, Subaru, and Mazda all make some of the safest cars available. In particular, popular cars like the Toyota Corolla, Hyundai Elantra, and Subaru Forester are among the safest.
When you’re searching for the best cars for college students, stop by Peters Auto Mall. We have a huge inventory of vehicles of all different makes and models. From a Honda Civic or Toyota Corolla to a Kia Forte or Ford Escape, we likely have the perfect car waiting for you on our lot. Whether you want a small car, sedan, compact crossover SUV, van, or truck, we’re sure to have it. Browse our online inventory here. See one you like? You can easily schedule a test drive today by clicking the link on the right of the listing.
A Used Car Is Better For Your College-Age Driver
As you look for a college car for your teenager, you may disagree on important features. Your teenager may want a cool car with a roomy cabin for friends. While you may be looking for an affordable car with good fuel economy and safety features.
Whichever features are important to you both, you can find a vehicle to fit those criteria at Peters Auto Mall. We have many late-model vehicles with state-of-the-art safety features and low mileage. Whether you’re looking for a compact car, sedan, compact SUV, 4-door, or hatchback, you’ll find it on our lots. Many of our cars have Bluetooth connectivity, a rearview camera for safe backing up, and blind spot monitoring. All are at affordable prices that won’t break the bank.
Buying a used car for your college-age driver is a smart choice. Roughly half the cost of a new car, buying a quality pre-owned vehicle is a great way to save money. Plus, you’ll feel less irritated over any dings or scratches your teen will inevitably make in a used car.
Furthermore, in the last decade, many advancements in automobile safety have become standard features. Airbags, traction control, and anti lock brakes are some standard safety features in today’s cars. Thus, you’ll discover that a used car can be an affordable, safe vehicle for your teen.
Reliability Is A Big Factor Too When Considering Options
Frequently, parents experience anxiety and dread when their young driver starts driving at night or across state lines. One such fear is their teenager breaking down in the middle of nowhere. Thus, another important feature for parents is reliability.
When looking for a new car, you can use many online tools to check reliability and dependability ratings. J.D. Power, Consumer Reports, and U.S. News & World Report all rate used cars for consumers. Each uses slightly different sources, but all give you a snapshot of what you can expect from a particular model.
RepairPal is a fairly new research tool that rates dependability by evaluating data on cost, frequency, and severity of repairs. Comparing repair invoices with other automotive statistics and predictive science, the organization determines the automobile’s score. Currently, you can see ratings for cars for the 2010-2019 model years.
It’s no surprise that some of the most reliable cars are also the safest vehicles. Toyota, Hyundai, and Mazda make some of the most dependable automobiles. While the Jeep Wrangler and Chevrolet Camaro are among the least dependable.
Since reliability is an important factor for consumers when buying a car, we make sure we sell quality vehicles. When we acquire an automobile, we conduct a systematic 125-point inspection. We spend on average over 12 hours per vehicle ensuring that every aspect of your vehicle is safe and reliable.
Calculate Your Total Cost Of Ownership
Sometimes, when budgeting for a car, consumers will only calculate their car payment. Yet, car payments are only one expense factor with car ownership. Gas mileage, insurance premiums, maintenance, and repairs all add to the total cost of ownership.
Comparing fuel efficiency is as easy as comparing each vehicle‘s mpg rating. But, how does this translate into actual dollars spent on fuel? You can compare two vehicles side by side for fuel economy and savings by using the EPA’s calculator. Moreover, use Edmunds’ cost vs. mileage calculator to estimate your savings by purchasing a vehicle with better fuel economy.
Another big expense associated with owning a car is insurance. Typically, younger drivers have higher insurance premiums. Higher car insurance costs can really stretch your budget when you’re trying to pay for college too.
Your insurance company calculates a premium based on several variables particular to you and your car:
- Driving record
- How much you drive your car
- Where you live
- Type of car
While you can’t change some of the factors influencing your premium, you may be able to apply for some discounts. For example, many insurance companies offer a “good student” discount. Maintain a GPA of 3.0 or above and you can receive a reduction in your auto insurance premium.
Some insurance companies will give you a “student away at college” discount. You must leave your car at home and the college must be at least 100 miles from your house. Additionally, you must also be under the age of 25.
Financing Is Easy At Peters Auto Mall
Whether you’re buying your college student a car or helping them buy one on their own, you’ll probably want to finance. Just like you shop around for the best deal on a car, shop around for a financing agreement. You can try banks, credit unions, and of course us.
Obtaining financing through us is a fast and easy process. You can get a pre-approval in minutes without revealing your social security number or affecting your credit score. Plus, there’s never any obligation to accept our financing. So, you can see how we stack up against our competitors.
Often, many consumers just compare rates. However, the term and APR are also indicators of the cost of financing. The Annual Percentage Rate (APR) takes into consideration certain fees associated with your loan. Thus, your lender will express your APR as a higher percentage than your interest rate. Additionally, the term or length of your loan is important. While a longer-term means lower monthly payments, you’re also looking at paying more interest.
While you’re free to seek financing from whomever you want, we do run some really awesome deals. Currently, we’re offering 2 amazing deals for qualified buyers. You can get no payments for 90 days on select vehicles or payments starting at just $99.
Our reputation within the local community is important to us. Therefore, we use only trusted finance sources to find the best options for you. For over 25 years, we’ve been helping customers finance the car of their dreams.
We’ve Got Some Of The Best Cars For College Students
As you watch your children grow up, it can be both a proud and scary experience. Your teenager getting their driver’s license is one of those experiences. But, as you watch your teen drive down the street, you can rest easy knowing safety technology will prevent many accidents. That’s because you found a quality pre-owned car with many safety features at Peters Auto Mall. It’s one of the prime places to find the best cars for college students.
We have a huge inventory of vehicles including vans, pickup trucks, and every size car. Many are late model cars with low mileage and the latest safety equipment. Plus, we take trade-ins. Even if you don’t plan on buying a car from us, we’ll buy your vehicle. It’s fast, easy and you never need an appointment.
Moreover, we have an outstanding service department to keep your car humming along. Fast and efficient, we cover routine maintenance in addition to major repairs. Plus, with any service over $50, we include a free car wash.
When you’re looking for an affordable, safe car for your teen, no one treats you better. Follow us on Facebook for our latest deals and specials. We’re the car dealership with a focus on you.
Are you on the hunt for used diesel trucks near me to purchase from a respectable dealer? At Peters Auto Mall, we have a huge selection of diesel vehicles to choose from at our three Piedmont Triad lots.
There are still many myths about diesel engines. A few myths include that they are found in trucks only and are not fuel-efficient. Read on in our blog below to learn about all things diesel.
What to Expect in this Diesel Blog
Not sure if you should choose a diesel engine vehicle or not? Fortunately, we can help you discover the many benefits they offer to owners. First, learn some important facts about diesel vehicles, including their rich history that dates back over a century. Then, check out the top 20 diesel vehicles in 2020 as voted by Car & Driver.
Peters Auto Mall is your one-stop shop for any diesel vehicle. We treat our customers like family and offer numerous advantages to every single customer that walks onto our lots.
Wondering what to expect when you visit a dealer lot? We break down exactly what a visit to Peters Auto Mall will entail. Additionally, we give some great suggestions on things to consider before you visit a used vehicle dealership. Moreover, do not miss where we share more information about our diesel and lifted trucks inventory!
Plus, our full-service department is ready to assist you with any auto repair you need. Lastly, we provide some tips on the best ways to care for your diesel engine vehicle after purchasing one.
Why Choose a Diesel Engine?
When most people hear diesel they automatically think of trucks. While trucks are the most popular and common type of vehicle with a diesel engine, they are not the only type. Diesel engines also exist in cars and SUVs as well.
- More efficient
- Less emission
- Higher power and torque
- Long-term cost savings
- Not ignition prone
- Improved mileage
- Less repairs and breakdowns
- Better at self-cooling
Now that you know all these awesome benefits, are you ready to learn more about diesel engines?
Fast Facts on Diesel Engines
Below are some important facts about diesel engines.
- It is a long-lasting engine.
- Rudolf Diesel built the first diesel engine in 1897.
- Gear-driven is the focus on diesel engine design.
- Fuel efficiency is a strong quality for diesel engines.
A diesel engine will easily last 30 years. What is even more impressive is that they are known to run for over 1,000,000 miles before requiring major mechanical work. That is right… a million miles! How do you get to a million miles of travel time? That is the equivalent of traveling around the Earth 40 times!
Over a Century Old
The history of a diesel engine began in 1897. Rudolf Diesel created the first diesel engine; however, at the time it weighed around 4.5 tonnes (also known as a metric ton) and was three meters high. To put that into perspective that would equal 9,920 pounds and around 9.8 feet tall. Today’s diesel engine weighs, on average, 700 pounds, and is certainly not taller than the average person!
Most diesel engines utilize gear-driven water and oil pumps. This means better lubrication and less wear on the engine. Have you ever had to deal with timing belt, chain, or pump issues on your gasoline engine? You are not alone as it is a common problem among vehicles with a gas engine. In contrast, mechanics or even vehicle owners can easily fix gears on diesel engines, which is unlike the many parts and components on gasoline engines.
Great Fuel Efficiency
Did you know that diesel fuel has more than 10 to 15 percent more energy than gas fuel? This means not only do diesel vehicles travel further on a gallon of gas than gas engines but are also cleaner and better for the environment.
Best Used Diesel Vehicles This Year
Diesel engines have come a long way since their initial invention in 1897. Now, all the major American vehicle manufacturers produce diesel vehicles.
According to the 2020 Car and Driver diesel engine rankings, below are the ‘top 20’ diesel vehicles of 2020. These vehicles are ranked alphabetically and not by superiority.
- Colorado (truck) -Chevrolet
- Express (van) – Chevrolet
- Silverado 1500 (truck) – Chevrolet
- Silverado 2500HD/3500HD (truck) -Chevrolet
- Suburban (SUV) – 2021 Chevrolet
- Tahoe (SUV) -2021 Chevrolet
- F-150 (truck) – Ford
- F-series Super Duty (truck) – Ford
- Canyon (truck) – GMC
- Savana (van) – GMC
- Sierra 1500 (truck) – GMC
- Sierra 2500HD/3500HD (truck) – GMC
- Yukon/Yukon XL (SUV) – 2021 GMC
- Jeep Wrangler (SUV)
- Discovery (SUV) – Land Rover
- Range Rover (SUV) – Land Rover
- The Range Rover Sport (SUV) – Land Rover
- Sprinter (van) – Mercedes-Benz
- 1500 (truck) – Ram
- 2500/3500 (truck) – Ram
Looking for the Best Used Diesel Trucks Near Me? Choose Peters Auto Mall!
At Peters Auto Mall, we always strive for customer satisfaction and are with you every step of the buying experience to provide a smooth transaction.
Here are the amazing benefits we offer our customers at Peters Auto Mall.
- Easy online financing application
- Quick pre-approval process
- Flexible financing
- Great, non-haggle pricing
- Comfortable test drive options
- Expansive inventory
- Knowledgeable and friendly team
- Excellent customer service
- Trade-in options
- Family-operated business atmosphere
- Extensive 125-point inspections
- Three convenient Piedmont Triad locations
- Great hours to fit into any schedule
We pride ourselves on offering all the above advantages to every single customer that visits us. From a pickup truck to Chevy diesel trucks, we work with our customers throughout every car buying step. For instance, we will provide a CarFax report upon request and even wash your vehicle upon purchase.
If you want to start the process online to save time or begin the search during our closed hours, then our website offers multiple functions for an easy web experience. Here are a few ways you can utilize our website:
- Research vehicle price points
- Schedule a test drive appointment
- Find out horsepower information
- Search our extensive inventory of everything from a Ford truck to a RAM diesel truck
- See actual mileage on every vehicle in our inventory
- Look up the model year on a vehicle you are interested in viewing in-person
- Discover the right truck for your needs
What to Expect When Visiting Peters Auto Mall
Whether you are a first-time buyer or veteran buyer, the car-buying process often feels daunting and some people simply dread the experience. At Peters, we want every person to feel at home no matter which lot they visit. Our experienced sales staff will warmly greet you, but completely respect your space and wishes when you are checking out our extensive inventory.
We understand every single customer is unique and has their own taste, needs, and budget. Our goal is to get you into a vehicle you love at a price you can afford. To accomplish that, we highly recommend you be ready to answer these questions when preparing to buy a vehicle.
- What type of vehicle do you want? Car, SUV, truck, or van?
- Do you have a preference on color?
- Are you looking for a specific make and/or model?
- Do you need a work truck for hauling or towing?
- Would you prefer a diesel engine over a gasoline engine?
- Are you looking for a vehicle with low mileage?
- Do you have a vehicle to trade-in?
- What is your monthly car payment budget?
These are only some of the many questions that you need to consider before purchasing any vehicle, whether it is a pre owned diesel truck or a gas powered truck. Our staff will guide you through the entire process, from determining how much vehicle you can afford based on your income and credit history to signing all the paperwork.
Peters Offers a Great Diesel Vehicle Selection by Top Manufacturers
If you are looking for a powerful Dodge Ram or any model of Ford diesel trucks, then we have you covered. We offer only the best diesel engine vehicles from the top manufacturers. Click here to check out our extensive selection of diesel power vehicles. Not interested in purchasing a truck? Do not worry, we often sell diesel engine cars as well. For instance, this sleek silver 2014 Volkswagen Jetta is a diesel engine.
Another Diesel Truck Favorite – Lifted Trucks!
Are you interested in a lifted truck? We have you covered! Learn more about our lifted truck options in our recent blog. However, before you purchase a lifted truck be sure you know all the NC state laws that apply to lifted vehicles.
Complete Service Department for All Diesel Truck Maintenance Needs
Just like any other type of vehicle, a diesel truck requires regular maintenance and service appointments. Luckily, we have a full-service maintenance and auto repair shop at our South High Point location.
We offer the following services:
- Oil change
- North Carolina inspection
- Tire replacement
- 27-point inspection
- Diesel repair
- A/C recharge
- Check engine light service
- Full detailing
- Brake repair
- Transmission service
- Engine repair
Even if you did not purchase your vehicle through us, we offer these services to everyone!
Now that you know about all of our extensive services, we want to share some tips on how to care for your diesel engine vehicle.
Best Care Tips for Diesel Vehicles
Here are the top three care tips to keep in mind once you purchase a diesel truck or car.
- Keep up with manufacturer recommendations.
- Always get professional oil changes at the suggested mileage.
- Never input anything other than diesel gas in the tank.
When in doubt, give our service department a call at 336-823-6522 and we will be happy to assist with any questions or diesel vehicle issues. You can also visit our service department page and virtually request an in-person appointment.
Why Wait? Get into the Diesel Vehicle of Your Dreams Today!
Look no further for the best dealer for used diesel trucks near me in the area. If you want a Chevy Silverado or any diesel truck with a great towing capacity, then a diesel powered truck is the perfect choice.
Head to or contact any one of our three convenient locations in the Piedmont Triad. We welcome walk-ins or appointments.
North High Point Location
Address: 3037 North Main Street, High Point, NC 27265
Phone number: 336-886-5140
Hours: Monday through Saturday 9 a.m. to 7 p.m.
South High Point Location (Service Department Located Here!)
Address: 2857 South Main Street, High Point, NC 27263
Phone number: 336-823-6522
Sales Department Hours: Monday through Saturday 9 a.m. to 7 p.m.
Service Department Hours: Monday through Saturday 8 a.m. to 6 p.m.
Address: 5101 West Market Street, Greensboro, NC 27409
Phone number: 336-664-8223
Hours: Monday through Saturday 9 a.m. to 7 p.m.
We look forward to partnering with you to help you find the diesel vehicle of your dreams!
You’re in the market for a new car but like many consumers want a good deal. Many other types of large purchases have particular times when it’s easier to get a bargain. Is there a best time to buy a car too?
Typically, dealerships, like most retailers, run sales on a holiday weekend. Thus, you can usually find a sale on Memorial Day, Labor Day, and other such days.
Some dealers also have a set number of vehicles they need to sell within a time period. These generally occur at the end of a month and quarter. If the dealer hasn’t met its sales quota, you generally have more negotiating power.
Additionally, the end of the year presents unique opportunities. Many people are busy with the upcoming holidays and car sales tend to be slow. Moreover, the dealership will be striving to meet the end of the year quotas. Thus, they’re more likely to make a deal.
Another good time to buy a new car is at the end of a model year. This is when the sales staff will be trying to make room for the brand-new models. In that case, your car salesman can offer you a better deal.
Alternately, you can shop from the car dealer that offers the lowest prices possible all year round. At Peters Auto Mall, all vehicles have our no-haggle pricing. We price our vehicles at our minimum so you never have to negotiate to get the best price.
Begin with Research
When shopping for a newer car, it’s important to start by doing your homework. By conducting research, you’ll find the car that’s right for you and within your budget. Your research involves a 3-step process:
- Shop for financing
- Do Your Research
- Get a vehicle history report
Sounds simple, but many consumers bypass these steps and buy based purely on emotion. Gathering your data will enable you to make the smartest purchase and get a good deal from your car dealership.
Start with Obtaining Financing
Before you begin to shop, you need to know how much you can afford. Nothing is worse than finding the car of dreams only to realize you don’t have enough money. Or that you don’t qualify for a car loan.
You can begin by checking your credit report to make sure the information is accurate, complete, and up to date. Occasionally, credit report agencies can make errors you will need to correct. You may receive 1 free credit report every 12 months from each of the major credit reporting agencies. Request your free credit report from annualcreditreport.com.
Next, figure out how much money you want to borrow. A car loan calculator can compute a car payment for you based on the loan amount, term, and interest rate. Then, you can apply for a car loan at your financial institution. You’re not obligated to accept the terms of any pre-approved loan, but you’ll know how much you qualify for. Plus, you can also shop around to see if you can get a better financing deal elsewhere.
You can also get your pre-approval for a car loan at Peters Auto Mall. Our process is fast and easy! Plus, there’s no cost or obligation to you. Moreover, our process doesn’t require your social security number and won’t affect your credit score. Additionally, we have many different loan options, so that you will have a monthly payment you can afford. Our team works hard to find financing for you. Just click on the link in the upper-right-hand corner of any page on our website and fill out the form. We’ll contact you with your pre-approval result quickly.
Car Research Is Easy with Online Tools
Once you know how much money you can spend, you can start car shopping for the models you want. Automakers offer many different options and some equipment will affect the price of the car. Determining which features are important and which you can do without can help you stay within your budget.
If you’re not sure where to begin, you can check out U.S. News & World Report used car rankings. This online media company ranks the best vehicles in each class. Their ranking is a combination of reports from automotive experts with reliability, safety, and total cost of ownership data. So, if you’re looking at midsize SUVs, you can view their top-rated automobiles.
After you’ve narrowed your choices down to about 3 cars, be sure to calculate the true cost of ownership. This type of calculator factors in relevant expenses such as depreciation rates, insurance costs, and mpg ratings. You may be surprised to find car costs vary greatly from vehicle to vehicle.
While all cars require routine maintenance like oil changes, components have different rates of wear due to their design. Often, one type of car may experience more trips to the repair shop than another. Thus, you may want to check a vehicle’s dependability and reliability rating before buying it. Not only is getting stuck on the side of the road inconvenient, but frequent repairs can also drain your bank account.
J.D. Power publishes reviews from car owners. You’ll read honest and unbiased reports about the particular model you’re interested in. Additionally, you can view an automobile’s reliability rating at RepairPal.com. This site assigns a rating to vehicles based on the cost, frequency, and severity of repairs and maintenance.
Car Safety Is Important to Many Car Shoppers
For many car buyers, safety is a big issue, especially if you’re driving a family around town. Unfortunately, no matter how safely you drive, you can still be involved in an accident. Sadly, injuries often arise from the crash. However, you can mitigate injuries by purchasing a car that performs well in crash tests.
One source to check a vehicle’s safety rating is NHTSA (National Highway Traffic Safety Administration). Its 5-star rating system evaluates how an automobile performs in crash tests. Moreover, it’s the only organization to rate rollover resistance, the vehicle’s vulnerability to tipping in a severe maneuver.
Another organization that evaluates car safety is the IIHS (Insurance Institute for Highway Safety). Working in conjunction with the HLDI (Highway Loss Data Institute) these non-profit organizations seek to reduce losses from automobile crashes. The IIHS rates cars based on 2 safety aspects, crash avoidance, and protection during a crash.
Moreover, since 2006, IIHS has been awarding certain vehicles with their Top Safety Pick to assist car buyers. Additionally, in 2013, IIHS introduced its Top Safety Pick+ award for automakers including state-of-the-art protection in their vehicles.
The Final Step: Get A Vehicle History Report
While checking models of cars is important, you also want information about the specific automobile you want to purchase. This is when obtaining a vehicle history report is critical. A vehicle history report gives details about a particular car’s past including:
- Ownership and title history
- Accident history
- Fire, flood, or hail damage
Although there are a few free services, paid reports offer much more detail about a car’s history. The two dominant companies, Carfax and AutoCheck, scour thousands of sources like DMVs, insurance companies, and FEMA. Often, you can obtain a free vehicle history report for an automobile you’re interested in from the car dealer. At Peters, we offer Carfax reports on any car that you are interested in purchasing.
Moreover, if you buy a car from Peters Auto Mall, you always know you’re purchasing a quality pre-owned vehicle. We do a systematic 125-point inspection on every automobile before we place it for sale on our lot. On average, we spend 12 hours per vehicle checking major components. Thus, you’re assured of driving off our lot with a dependable and reliable vehicle.
Online Buying as Simple As 1,2,3
During this unprecedented time of a pandemic, many things have changed. Yet, one thing hasn’t changed, our commitment to you. We do whatever we can to make your car buying easier. One of our newest offers allows you to use an easy process to buy an automobile completely online.
Browse our large inventory of trucks, vans, SUVs, and cars online. Each listing has several pictures and a description of the vehicle’s features. See one you like? If you live near one of our locations, we can bring it to your home for a test drive. But rest assured, we adhere to all CDC guidelines for your safety.
If you prefer, we can also handle the entire transaction online. We can fax or email the paperwork to you and deliver the car to your home. To ensure you have 100% satisfaction, we offer a 3-day return policy. Just return the car to us in the same condition as when we delivered it. It’s another way we make car buying enjoyable.
Will You Take My Old Car as A Trade-In?
Not only is nearly every day the best time to buy a car at Peters Auto Mall, we love to take trade-ins! Even more, we’ll pay cash for your vehicle with no condition that you must buy anything from us. Our process is fast and easy without any pressure.
Just bring your automobile down to one of our three locations. You never need an appointment! Our appraisers will thoroughly inspect your car. In as little as 15 minutes, we’ll make you an offer.
Be sure to bring your title or payoff statement, valid ID for all owners, and a record of your maintenance. If you accept our offer, we’ll handle all the paperwork and give you a check on the spot. Not sure whether you want to take us up on our offer? Take a week to decide! Our offer remains in effect for 7 days.
We’re Also Here for You After the Sale
When you buy a car from us, we want to continue our relationship even after the sale. Our service department employs the same motto as our sales team, to make every interaction smooth and seamless.
From inspections to oil changes and auto repair services, we want to keep your car running as perfectly as the day you drove it away from our lot. We can service and repair any make or model vehicle you own, even if you bought it elsewhere. Our service team will take care of you quickly and efficiently. Additionally, we’ll include a free car wash with any service over $50.
The Best Time to Buy A Car Is Now
While many consumers wait for the opportune time to buy a new vehicle, smart shoppers head to Peters Auto Mall. When you shop with us, the best time to buy a car is today. Our cars are always a good value because we price our vehicles to sell with no haggling. Plus, we inspect each automobile carefully so you’re always assured of buying a quality vehicle.
But we don’t stop there! We have many different financing options to help you get the transportation you need. With our large inventory of vehicles, we’re sure to have what you’re looking for. For your convenience, there is our total online buying experience. From start to finish, you’ll never have to leave your home.
We’ve been operating our business with you in mind since 1993. At that time, Kevin and Angie Peters opened their first car lot in High Point. Although we’ve grown tremendously since then, we’re still family-owned and operated. Moreover, we continue to find ways to serve you better.
Want to start on a pre-approval for a loan or test drive one of our quality vehicles? Call us at 336-485-4269 and one of our friendly staff will help you. Why wait? Every day is a great time to buy from Peters Auto Mall.