Credit Challenges? Let’s Look at Your Options.
Past credit problems can make vehicle financing more complicated, but different lenders have different requirements. Peters Auto Mall works with multiple financing sources and can help you explore options based on your current situation and the information you provide.
This may include situations involving limited credit history, previous repossessions, bankruptcy, collections or other past credit challenges.
- Multiple financing sources
- Past credit challenges may be considered by participating lenders
- Online pre-approval and full credit application available
- Trade-ins welcome, including vehicles with an existing payoff
- $0 dealer doc fee
Need Help Getting Started?
Have a question about financing, a vehicle or what your next step should be?
Tell us how to reach you and what you need help with.
For an actual financing review, use the online pre-approval or full credit application below.
Start the Financing Process Online
If you want a quick first step, use our online pre-approval. If you are ready to provide the complete information needed for a financing review, use the full credit application.
Complete a Full Credit Application
Available financing and terms depend on the individual application, vehicle and lender requirements.
Had a Repo, Bankruptcy or Other Credit Problems?
A previous credit event does not automatically determine what every lender will do today. Participating lenders have different guidelines and may consider the rest of the application along with your current circumstances.
The best way to find out what options may be available is to provide accurate current information through the proper financing application and let the available programs be reviewed.
Shop a Vehicle That Fits Your Needs
Vehicle choice and financing often go together. Browse the live Peters Auto Mall inventory to see the cars, SUVs, trucks and vans currently available.
Used Cars | Used SUVs | Used Trucks | Used Vans
Have a Vehicle to Trade?
Your current vehicle can still be part of the transaction if you owe money on it. We can evaluate the vehicle, verify the payoff with your lender and account for both as part of the trade process.
Financing Help in High Point
Peters Auto Mall has two High Point locations, and you can start the financing process online before visiting either store.
Peters Auto Mall
2857 S Main St
High Point, NC 27263
336-781-2892
Peters Auto Mall North High Point
3037 N Main St, Suite 1
High Point, NC 27265
336-791-4664
Common Questions About Credit Challenges
Can I apply if I have bad credit?
Yes. Peters Auto Mall works with multiple financing sources. Whether financing is available and on what terms depends on the completed application, vehicle and lender requirements.
Does a previous repossession automatically disqualify me?
No single credit event determines every lender’s decision. Participating lenders have different requirements and consider the full application.
What about bankruptcy?
Some financing sources may consider applicants with a previous or completed bankruptcy. Available options depend on the individual application and lender requirements.
Is approval guaranteed?
No. Peters Auto Mall does not guarantee financing approval. We help customers explore available financing options through participating sources based on their application.