Car Financing Options in High Point, NC
Good credit, bad credit, no credit or starting over. Peters Auto Mall works with customers in many different financial situations right here in High Point.
Start With Pre-Approval Call 336-781-2892Let's Work on the Situation You Have Today
Past credit problems can make vehicle financing feel more difficult, but they do not have to end the conversation.
Peters Auto Mall works with multiple outside financing sources plus Buy Here Pay Here options. That gives our team more ways to work with customers instead of relying on one lender or one type of financing.
Start With Pre-Approval Complete Credit ApplicationWe Work With All Kinds of Credit Situations
Credit problems happen for many different reasons. One event in the past does not tell the whole story about where you are today.
- Bad credit
- No established credit
- First-time buyers
- Previous repossessions
- Voluntary repossessions
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- Collections and charge-offs
- Late or missed payments
- Student loan payment problems
- Medical bills and other unpaid debts
- Past-due credit cards or loans
- Previous auto-loan problems
- High existing debt
- Limited or damaged credit history
- Divorce, job loss or other financial setbacks
Your credit past does not have to be the end of the conversation.
If a bank or another dealership has already told you no, talk to Peters Auto Mall before you give up.
Your current income, vehicle selection, possible money down, trade, existing obligations and overall application can all be part of finding a financing path that works for your situation.
See What We Can DoNo Credit or Buying Your First Vehicle?
No credit is not the same thing as bad credit. If you have never financed a vehicle before or have very little established credit history, we still want the opportunity to work with you.
Peters Auto Mall works with first-time buyers and customers who are just beginning to establish auto credit.
Start With Pre-Approval Questions? Call 336-781-2892Shop a Vehicle That Fits Your Needs
Vehicle choice and financing often go together. Browse the live Peters Auto Mall inventory to see the used cars, trucks, SUVs and vans currently available in High Point.
Don't See What You're Looking For?
What you see online is not everything we have. We often have around 100 additional vehicles moving through service, detailing and our get-ready process before they appear on the website.
We may already have the car, truck or SUV you are looking for, and some vehicles are sold before they ever make it online.
Call Peters Auto Mall - 336-781-2892Have a Vehicle to Trade?
Your current vehicle can still be part of the transaction even if you owe money on it. Peters Auto Mall can evaluate the vehicle, verify the payoff with your lender and account for both as part of the trade process.
Value Your VehicleMore Than One Way to Finance a Vehicle
Peters Auto Mall works with outside financing sources and also offers Buy Here Pay Here options. That additional flexibility gives us more ways to work with customers when traditional financing alone is not the right fit.
We have been serving High Point and the surrounding Triad since 1993, and we want the opportunity to help you find a vehicle and financing path that fit your situation.
Get Pre-Approved Call 336-781-2892Questions About Car Financing in High Point
Can I apply if I have bad credit?
Yes. Peters Auto Mall works with customers dealing with bad credit and many other credit situations. Start with your current circumstances and let us work through the available financing paths with you.
Can you help if I have had a repossession?
Yes. Previous repossessions are one of the credit situations our customers bring to us. A past repo does not mean you should assume there is no path forward.
What if I have filed bankruptcy?
Bankruptcy does not mean the conversation is over. We work with customers who have dealt with Chapter 7 or Chapter 13 bankruptcy and help them explore financing based on their current situation.
What if I have collections or charge-offs?
Collections, charge-offs, late payments and other past debts are common credit challenges. Start with where you are today and let us work through your situation with you.
What about student loan problems?
Student loan payment problems can be one part of a customer's credit history. They do not tell the whole story by themselves. Your current application and overall financial situation matter too.
What if I have no credit?
No credit is welcome too. Peters Auto Mall works with customers who have little or no established credit history, including first-time buyers.
Do you offer Buy Here Pay Here?
Yes. Peters Auto Mall offers Buy Here Pay Here options in addition to working with outside financing sources.
Do I automatically need a co-buyer?
No. A co-buyer is not automatically required simply because you have credit challenges or limited credit history. Your overall application helps determine the available options.
Will I need money down?
There is not one down-payment amount that applies to every customer. The amount can depend on the application, selected vehicle and financing option.
Can I start the process online?
Yes. You can start with online pre-approval, complete a full credit application, browse current inventory and value your trade before visiting either Peters Auto Mall location.
Is financing guaranteed?
Financing and program terms depend on the individual application, vehicle and applicable financing requirements. Our goal is to explore the financing paths available and work toward a solution that fits the customer's situation.
Start With Pre-Approval Questions? Call 336-781-2892Why Peters Auto Mall?
Peters Auto Mall has served High Point and the surrounding Triad since 1993. We offer two High Point locations, multiple financing sources, Buy Here Pay Here options, frequently changing used inventory, NC State Inspection completed as applicable and a $0 dealer doc fee.
Shop Vehicles Get Pre-Approved Call 336-781-2892Two Peters Auto Mall Locations in High Point
Start online, then choose the Peters Auto Mall location that is most convenient for you.
3037 N Main St, Suite 1
High Point, NC 27265
336-791-4664
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