Credit Problems in the Past? Start With Where Things Stand Today.
If you’re shopping from Greensboro and past credit problems are making financing feel uncertain, you can start the process before making the trip to High Point.
Peters Auto Mall works with multiple financing sources. Different lenders have different requirements, so a previous repossession, bankruptcy, collections or other credit issue does not automatically determine what options may be available today.
- Multiple financing sources
- Past credit problems may be considered by participating lenders
- Online pre-approval and full credit application available
- Current used cars, SUVs, trucks and vans
- $0 dealer doc fee
Have a Question Before You Apply?
Not sure whether to start with financing, a vehicle or a trade?
Tell us how to reach you and what you need help with.
For an actual financing review, use the online pre-approval or full credit application below.
Start Online From Greensboro
If you want a quick first step, use the online pre-approval. If you are ready to provide the complete information needed for a financing review, use the full credit application.
Complete a Full Credit Application
Available financing and terms depend on the individual application, vehicle and lender requirements.
What Kinds of Credit Problems May Be Considered?
Participating lenders may consider applications involving different types of past credit problems, including:
- Previous repossessions
- Bankruptcy
- Collections, charge-offs or late payments
- Other past credit challenges
No single credit event determines every lender’s decision. The complete application, current information, vehicle and lender guidelines all matter.
Shop the Vehicle After You Know Your Next Step
You can browse the Peters Auto Mall inventory from Greensboro before coming to High Point. Our inventory changes regularly, so use the live listings to see what is actually available now.
Used Cars | Used SUVs | Used Trucks | Used Vans
Is No Credit the Main Issue Instead?
If you are financing a vehicle for the first time or simply have little established auto-credit history, that is different from having past credit problems.
Use our separate Greensboro first-time-buyer page if that better matches your situation.
First-Time Car Buyer Options Near Greensboro
Have a Vehicle to Trade?
Your current vehicle can still be part of the transaction if you owe money on it. We can evaluate the vehicle, verify the payoff with your lender and account for both as part of the trade process.
Two High Point Locations Serving Greensboro
You can start online from Greensboro and then visit either Peters Auto Mall location in High Point when you are ready.
Peters Auto Mall
2857 S Main St
High Point, NC 27263
336-781-2892
Peters Auto Mall North High Point
3037 N Main St, Suite 1
High Point, NC 27265
336-791-4664
Questions About Financing With Credit Challenges
Does a repossession automatically disqualify me?
No. Participating lenders have different requirements, and the full application matters.
Can bankruptcy be considered?
Some financing sources may consider applicants with a previous or completed bankruptcy. Available options depend on the individual application, vehicle and lender requirements.
Is approval guaranteed?
No. Peters Auto Mall does not guarantee financing approval. We help customers explore available financing options through participating sources based on their application.